Investment Planning

We review your current portfolio and make suggestions based on your time horizon and your risk tolerance. We then implement an investment plan based on your financial needs and update that plan as appropriate.

 

Retirement Planning

We assist you in identifying your goals for retirement, and based on your current and projected financial situation, provide you with a customized, comprehensive plan to reach those goals. We work closely with you and your network of financial professionals to update that plan as appropriate.

 

Estate Planning / Estate Processing

We work side-by-side with you and your attorney to put in place the necessary legal devices (powers of attorney, wills, trusts, etc.) to efficiently and properly distribute your assets when you desire to do so.

And when a loved one passes away we are here to guide you through each step of gathering and then distributing assets to a spouse or beneficiary. 

 

Charitable Giving

We help you give your way. Whether your goal it is to maximize charitable impact, tax benifit, or family involvement.  We help you navigate the world of complex Charitable giving and offer advice on, Donor Advised Funds, Defered Gift Annutites, Charitable Remainder Trusts, Family Foundations and many other giving oportuinites. 

 

Planning for Loved Ones

We ensure that you are in a position financially to meet the current and potential needs of parents, children, and/or other loved ones.

 

Tax Awareness

We coordinate with your CPA in order to develop tax efficient investment and income strategies.

 

Risk Management and Insurance Planning

We review the terms of your current policies and assess their relevance, and also help you determine what other coverage(s) you may need.

 

Cash Flow and Budgeting

We review your current and projected income and expenses as well as other relevant factors, like debt and cash needs, to offer you an honest appraisal of your financial health and build a spending and savings plan that coincides with your lifestyle.

 

Compensation Analysis

We help you understand the alternatives you have regarding stock options, restricted stock units, or other methods of non-traditional compensation you may be entitled to, and how those methods coordinate with your overall financial plan.

 

Coordination and Collaboration

We coordinate with other professionals to make sure that your plan is thorough and tailored to your needs, and commuinicate regularly with you (by phone or in person) to establish that a proper plan is in place to respond to changing life circumstances accordingly.